Mrs.Gilchrist is nothing to me, and I refuse to be her debtor.' 'I dinna exac'ly see what way ye're gaun to help it,' observed my drover.
'By paying you here and now,' said I.
'There's aye twa to a bargain, Mr.St.Ives,' said he.
'You mean that you will not take it ?' said I.
'There or thereabout,' said he.

'Forbye, that it would set ye a heap better to keep your siller for them you awe it to.

Ye're young, Mr.St.
Ivy, and thoughtless; but it's my belief that, wi' care and circumspection, ye may yet do credit to yoursel'.

But just you bear this in mind: that him that _awes_ siller should never _gie_ siller.' Well, what was there to say?
I accepted his rebuke, and bidding the pair farewell, set off alone upon my southward way.
'Mr.St.Ivy,' was the last word of Sim, 'I was never muckle ta'en up in Englishry; but I think that I really ought to say that ye seem to me to have the makings of quite a decent lad.'.