Some of the great banking houses which keep the pendulum of the world swinging true have grown to importance through just such young men as yourself, who were honest and had high ideals and who so impressed their own personalities upon everybody about them--customers and employers--that the tone of the concern was raised at once and with it came a world-wide success.

I have been thirty years on the Street and have watched the rise of half the firms about me, and in every single instance some one of the younger men--boys, many of them--has pulled the concern up and out of a quagmire and stood it on its feet.

And the reverse is true: half the downfalls have come from those same juniors, who thought they knew some short road to success, which half the time was across disreputable back lots.

Why not give up complaining and see what better things you can do?
I'm not quite satisfied about your having stayed upstairs even to receive me.
Your aunt loves society and the daughter--what did you say her name was--Corinne?
Yes, Miss Corinne being young, loves to have a good time.
Listen! do you hear ?--there goes another waltz.

Now, as long as you do live here, why not join in it too and help out the best you can ?--and if you have anything of your own to offer in the way of good cheer, or thoughtfulness, or kindness, or whatever you do have which they lack--or rather what you think they lack--wouldn't it be wiser--wouldn't it--if you will permit me, my lad--be a little BETTER BRED to contribute something of your own excellence to the festivity ?" It was now Jack's turn to lean back in his chair and cover his face, but with two ashamed hands.