It seems entirely uneconomic.

Co-operative trading is one thing; private insurance another.

But how can you combine the two ?" "The whole secret lies in the marvellously increased efficiency of the employee." He developed his point.
Paul listened attentively.

"But," said he, when his host concluded, "isn't it rather risky?
Supposing, for the sake of argument, your business failed." Mr.Finn held up the lean, brown hand on which the diamond sparkled.
"My business cannot fail." Paul started.

The assertion had a strange solemnity.