Personally I took rooms at No.

100 Prince Street, in which house were also quartered Major J.G.Barnard, and Lieutenant J.B.McPherson, United States Engineers, both of whom afterward attained great fame in the civil war.
My business relations in New York were with the Metropolitan Bank and Bank of America; and with the very wealthy and most respectable firm of Schuchhardt & Gebhard, of Nassau Street.

Every thing went along swimmingly till the 21st of August, when all Wall Street was thrown into a spasm by the failure of the Ohio Life and Trust Company, and the panic so resembled that in San Francisco, that, having nothing seemingly at stake, I felt amused.

But it soon became a serious matter even to me.

Western stocks and securities tumbled to such a figure, that all Western banks that held such securities, and had procured advances thereon, were compelled to pay up or substitute increased collaterals.