The existing constitution was framed in times that have passed away, and was intended to be used for purposes very different from the present.

The founders may have considered that it would lend money to the Government, that it would keep the money of the Government, that it would issue notes payable to bearer, but that it would keep the 'Banking reserve' of a great nation no one in the seventeenth century imagined.

And when the use to which we are putting an old thing is a new use, in common sense we should think whether the old thing is quite fit for the use to which we are setting it.

'Putting new wine into old bottles' is safe only when you watch the condition of the bottle, and adapt its structure most carefully..