And this causes an enormous growth of detail.

And besides, bankers have of late begun almost a new business.

They now not only keep people's money, but also collect their incomes for them.

Many persons live entirely on the income of shares, or debentures, or foreign bonds, which is paid in coupons, and these are handed in for the bank to collect.

Often enough the debenture, or the certificate, or the bond is in the custody of the banker, and he is expected to see when the coupon is due, and to cut it off and transmit it for payment.