Why particular trades settled in particular places it is often difficult to say; but one thing is certain, that when a trade has settled in any one spot, it is very difficult for another to oust it--impossible unless the second place possesses some very great intrinsic advantage.

Commerce is curiously conservative in its homes, unless it is imperiously obliged to migrate.

Partly from this cause, and partly from others, there are whole districts in England which cannot and do not employ their own money.

No purely agricultural county does so.

The savings of a county with good land but no manufactures and no trade much exceed what can be safely lent in the county.