By the application of calculations to the probabilities of life and the interest of money, he proposes that a fund should be established which should assure to the old an assistance, produced, in part, by their own former savings, and, in part, by the savings of individuals who in making the same sacrifice die before they reap the benefit of it.

The same, or a similar fund, should give assistance to women and children who lose their husbands, or fathers, and afford a capital to those who were of an age to found a new family, sufficient for the proper development of their industry.

These establishments, he observes, might be made in the name and under the protection of the society.

Going still further, he says that, by the just application of calculations, means might be found of more completely preserving a state of equality, by preventing credit from being the exclusive privilege of great fortunes, and yet giving it a basis equally solid, and by rendering the progress of industry, and the activity of commerce, less dependent on great capitalists.
Such establishments and calculations may appear very promising upon paper, but when applied to real life they will be found to be absolutely nugatory.

Mr Condorcet allows that a class of people which maintains itself entirely by industry is necessary to every state.