Had there been broad fields of turnips to walk in and Holstein cattle to punch in the ribs, one might have managed to borrow it in the course of gentlemanly intercourse, as from one cattle-man to another.

But in New York, amid piles of masonry and roaring street-traffic and glittering lunches and palatial residences one simply couldn't do it.
Herein lay the truth about the Duke of Dulham's visit and the error of Mr.Lucullus Fyshe.

Mr.Fyshe was thinking that the Duke had come to _lend_ money.

In reality he had come to _borrow_ it.

In fact, the Duke was reckoning that by putting a second mortgage on Dulham Towers for twenty thousand sterling, and by selling his Scotch shooting and leasing his Irish grazing and sub-letting his Welsh coal rent he could raise altogether a hundred thousand pounds.