CHAPTER I.Rowland.
Mallet had made his arrangements to sail for Europe on the first of September, and having in the interval a fortnight to spare, he determined to spend it with his cousin Cecilia, the widow of a nephew of his father.

He was urged by the reflection that an affectionate farewell might help to exonerate him from the charge of neglect frequently preferred by this lady.

It was not that the young man disliked her; on the contrary, he regarded her with a tender admiration, and he had not forgotten how, when his cousin had brought her home on her marriage, he had seemed to feel the upward sweep of the empty bough from which the golden fruit had been plucked, and had then and there accepted the prospect of bachelorhood.

The truth was, that, as it will be part of the entertainment of this narrative to exhibit, Rowland Mallet had an uncomfortably sensitive conscience, and that, in spite of the seeming paradox, his visits to Cecilia were rare because she and her misfortunes were often uppermost in it.

Her misfortunes were three in number: first, she had lost her husband; second, she had lost her money (or the greater part of it); and third, she lived at Northampton, Massachusetts.
Mallet's compassion was really wasted, because Cecilia was a very clever woman, and a most skillful counter-plotter to adversity.