The stumbling block that she could not get over was Francis Levison.

She saw Mr.Carlyle approach from her window, and went down to the drawing-room, not in the least knowing what her answer was to be; a shadowy idea was presenting itself, that she would ask him for longer time, and write her answer.
In the drawing-room was Francis Levison, and her heart beat wildly; which said beating might have convinced her that she ought not to marry another.
"Where have you been hiding yourself ?" cried he.

"Did you hear of our mishap with the pony carriage ?" "No," was her answer.
"I was driving Emma into town.

The pony took fright, kicked, plunged and went down upon his knees; she took fright in turn, got out, and walked back.

So I gave the brute some chastisement and a race, and brought him to the stables, getting home in time to be introduced to Mr.Carlyle.